Category: Long Term Financial Planning

Volatile Markets are Like Slippery Roads

By Daniel Cohen As I drove home one recent evening, the roads were wet from rain and the temperature was dropping. The forecast called for freezing temperatures throughout the evening. I felt relaxed as traffic was light. The rush hour was over, and speeds were lower than usual due to the conditions. I got a… Read More »

Dividends Make Me (and Clients) Happy!

By Daniel Cohen My daily morning routine includes reviewing the activity in my clients’ accounts. Today’s technology makes this easy and a spreadsheet lists all the prior day’s transactions. It is important to check this time-sensitive information to make sure everything is accurate and up to date. Included in this review is a listing of… Read More »

Same Career, Very Different Results

By Daniel Cohen I have advised many corporate executives at various stages of their careers. Some make all the right decisions related to their personal financial planning and consequently accumulate significant wealth. Some will avoid making important decisions or forego available corporate benefits and miss out on some great opportunities to save and invest. Corporate… Read More »

Strong Companies We Can Learn From

By Daniel Cohen There are many ways to invest for the long-term. Index funds are popular and offer a good way to easily diversify your money either into the broad market or favored sectors. Mutual funds also provide a good way to invest on a regular basis, and most retirement plans that allow for payroll… Read More »

Making Wise Decisions in Tough Times

Investors with only a decade or less of experience in the markets had seen mostly good times until the end of February when that winning streak abruptly ended. After that, we’ve seen records set and mostly the types of records you wish you only would read about in history books. The market had its fastest… Read More »

Rethinking the Balanced Approach to Investing

With interest rates remaining at historic lows for an extraordinary length of time, maybe now is the time to rethink how much should be allocated to bonds in a portfolio.  Historically, it has made sense to hold a certain percent of a typical portfolio in stocks balanced with bonds in order to reduce risk.  Stocks… Read More »

Staying on the winding road to steady growth

By Daniel Cohen In response to the recent volatility in the markets since the end of last year, we’ve been hearing from people nervous about their investments, particularly in stocks. The so called “Wall Street jitters” continue to haunt some investors, particularly those looking for “safer” financial vehicles or products in which to invest, and… Read More »

Financial Planning for 100 and Beyond

In my February 6, 2015 NHBR article “Which stock is more suitable – Google or GE?,” we offered reasons why investing in Google stock might be a good idea for some investors looking for long term capital gains. Interestingly, Google is quietly working on much more than online search and electronic information technology. They have… Read More »