Financial and Investment Planning in Bedford, NH
Specializing in the Financial Planning Process
At Cohen Investment Advisors, we are dedicated to empowering individuals and their family to succeed in life through our strategic financial and investment planning services. With over 25 years of experience, our team of skilled professionals, led by Daniel Cohen, CFP®, understands the unique goals of each client and the challenges they face with financial planning. Whether you’re seeking retirement planning, portfolio management, or wealth preservation, our expertise helps ensure that your financial objectives are met or exceeded.
What Is Financial Planning?
A financial plan is a comprehensive roadmap that outlines an individual’s or organization’s goals, objectives, and strategies to achieve financial success. It serves as a blueprint for investing, managing and growing wealth by addressing various aspects of personal or business finances. A well-crafted financial and investment plan considers factors such as income, expenses, savings, investments, taxes, risk tolerance, and time horizon. It involves assessing the current financial situation, setting specific goals, and developing strategies to reach those goals. The plan typically includes asset allocation, investment selection, retirement planning, estate planning, and risk management recommendations. By creating a financial and investment plan, individuals can make informed decisions, track progress, and adapt to changing circumstances, ultimately working towards achieving their long-term financial objectives.
Benefits of Financial & Investment Planning with Cohen
Financial and investment planning benefits individuals. Here are some key advantages:
- Goal Clarity – Financial and investment planning helps you identify and prioritize your financial goals by clarifying specific objectives, such as saving for retirement, purchasing a home, funding education, or starting a business.
- Strategic Decision Making – With a well-designed plan, you can make informed and strategic financial decisions. You can evaluate different options, assess risks, and choose the most suitable investment strategies aligned with your goals.
- Risk Management – Planning helps mitigate risks by diversifying investments and considering factors such as market volatility, inflation, and unexpected life events. It enables you to create contingency plans, emergency funds, and insurance coverage to safeguard your financial well-being.
- Wealth Accumulation – Through effective investment planning, you can optimize your savings and investments to grow your wealth over time. You can take advantage of potential growth opportunities and generate long-term returns by leveraging various investment vehicles, such as stocks, bonds, mutual funds, and real estate.
- Tax Optimization – Financial planning considers tax implications, helping you maximize tax efficiency and minimize liabilities. It involves strategies like tax-efficient investment allocations, tax-advantaged accounts, and understanding tax deductions and credits.
- Retirement Readiness – Planning for retirement ensures that you are financially prepared for life after you stop working. It involves estimating retirement needs, creating a savings plan, and determining suitable investment vehicles to accumulate the necessary funds to maintain your desired lifestyle.
Financial Planning to Achieve Life Goals
Financial planning for life goals is crucial to realizing your aspirations. Whether your goals include buying a home, funding education, starting a business, or enjoying a comfortable retirement, financial planning gives you the roadmap to get there. It involves assessing your current financial situation, understanding your goals, and developing strategies to reach them.
By setting specific and measurable objectives along with a strategy, Cohen Investment Advisor’s financial planning helps you prioritize your resources and make informed decisions that align with your life goals. We’ll equip you with the tools and knowledge to make proactive choices, adapt to changing circumstances, and stay on track toward your life goals.
Contact Cohen Investment Advisors
To receive comprehensive financial and investment planning services, reach out to our team for personalized strategies tailored to your needs and aspirations. You can take control of your financial well-being and stay on the path to financial success. Contact us today to schedule a consultation and discover how Cohen Investment Advisors can make a positive impact on your finances and your life.
In Daniel’s own words, “My family and I faced financial challenges during my late teens, and from this experience, I developed my passion to help others plan their financial future to avoid costly mistakes and make better choices supported by sound advice.”
Daniel’s financial advice articles frequently appear in the New Hampshire Business Review and have also been published in Business NH Magazine and the New Hampshire Union Leader. He also lectures on financial topics at colleges and business events.
Daniel is actively involved in the community and serves on the board of the Boys & Girls Club of Manchester and participates on the board’s investment committee. He is a past chairman of the Jewish Federation of New Hampshire. Additionally, Daniel supports youth athletics by sponsoring several sports teams and local events through his company’s sponsorship.
Daniel is a graduate of the Questrom School of Business at Boston University where he earned a degree in business administration with a concentration in finance.
Daniel lives in Bedford, NH with his wife and their four young children.
Tony and his partner Sally split their time between New Hampshire and Florida where they enjoy outdoor activities including skiing, hiking, golfing and pickleball.
Janice lives with her husband, Jerry, in Merrimack, NH. Her hobbies include biking, kayaking, and gardening.
Tiffany lives in Merrimack, New Hampshire with her two children and enjoys traveling with them throughout New England.
She held a wide variety of roles at the firm over the years and is now responsible for our client and community relations initiatives. Pam coordinates various events and keeps our clients and community partners informed of important developments. At Cohen, we cherish life’s special moments and Pam always adds a personal touch to those moments in our clients’ lives as we recognize them.
Pam lives in Grafton, New Hampshire with her dog Callie and occasional other dog visitors and loves spending time in nature.