Frequently Asked Questions
Welcome to Cohen Investment Advisors’ FAQ page. We’re here to help answer your questions about financial planning and our services. Our goal is to guide you toward informed financial decisions that lead to prosperity.
What is Financial Planning?
Financial planning is a comprehensive evaluation of your current and future financial state using currently known variables to predict future cash flows, asset values, and withdrawal plans. It involves setting goals, assessing current assets and resources, estimating future financial needs, and implementing plans to achieve financial goals. At Cohen Investment Advisors, we tailor financial plans to each client’s unique needs, ensuring they align with their short-term and long-term objectives.
What is Investment Management?
Investment management involves creating a portfolio of investments that will help achieve specific financial goals. This includes asset allocation, financial statement analysis, stock selection, monitoring of existing investments, and portfolio strategy and implementation. Enlisting Cohen Investment Advisors for investment management means you’ll receive strategic advice to grow your investments while managing risk.
What is Retirement Planning?
Retirement planning is the process of determining your financial goals and objectives for retirement and developing a plan to achieve those goals. This includes identifying potential sources of income, estimating expenses, and creating a savings strategy to ensure a comfortable retirement. At Cohen Investment Advisors, we help clients create personalized retirement plans that consider their unique needs and desires.
What is Wealth Management?
Wealth management is an advanced form of financial planning that provides individuals and families with a full range of financial services, including investment management, estate planning, tax strategies, and more. Our holistic approach is designed to handle all aspects of your financial life, ensuring comprehensive care and peace of mind.
Why Should I Hire a Financial Advisor?
Hiring a financial advisor can provide experienced guidance to manage your finances effectively. Advisors offer valuable insights, strategies, and tools to help you make informed decisions, optimize your investments, and achieve financial security. With Cohen Investment Advisors, you gain a partner committed to acting in your best interest, providing personalized service every step of the way.
Is Cohen Investment Advisors a Registered Investment Advisor?
Yes, Cohen Investment Advisors is a Registered Investment Advisor (RIA). This designation means we adhere to a fiduciary standard, legally obligating us to act in our clients’ best interests. Our commitment to transparency and ethical practices ensures you receive objective advice.
What Makes You Different from Other Advisors?
At Cohen Investment Advisors, our personalized approach, understanding of markets, and fiduciary duty set us apart. We focus on building long-term relationships and delivering tailored strategies that align with your financial goals.
What are Financial Advisors’ Fiduciary Duty?
Fiduciary duty is a legal obligation that requires financial advisors to act in the best interest of their clients. This means putting clients’ needs and interests above their own and providing objective advice. As fiduciaries, advisors must disclose any potential conflicts of interest and always make recommendations that are most suitable for their clients’ unique financial goals and situations.
What Can I Expect When I Become a Client?
When you become a client, expect a relationship built on personalized attention. We offer:
- Customized financial plans
- Regular reviews and updates
- Clear communication and prompt responses
- A fiduciary commitment to act in your best interests
How Do You Select Investment Products/Plans for a Client?
Our investment selection process involves understanding your financial goals, risk tolerance, and time horizon. We conduct thorough research and analysis to identify investment opportunities that align with your objectives. We aim to create a diversified portfolio that balances risk and return.
Why Choose Cohen Investment Advisors?
Choosing Cohen Investment Advisors means partnering with a firm that values your financial success. We offer comprehensive services, personalized strategies, and unwavering commitment to fiduciary standards. Our experienced team is dedicated to helping you achieve financial freedom and security.
Contact Us
Ready to take the next step? Contact Cohen Investment Advisors in Bedford, NH, at 603-232-8350 or email info@investwithcohen.com. Visit our office at 264 South River Road, Suite 414, Bedford, NH 03110. We’re eager to discuss your financial future and tailor a plan that suits your needs. Don’t wait—shape your financial destiny with us today!
