Category: News & Insights

Protect Yourself From Identity Theft

Identity fraud is a growing problem and affected more people in the last year than at any time since data started being collected.  The data breach at Equifax last year is the highest profile case since it affected more than 145 million Americans. Many other major companies have had large-scale data breaches including Anthem Blue… Read More »

Real Estate Investing: What are the options?

By Daniel Cohen The market value of all real estate in the world is more than 200 trillion dollars which is more than triple the size of the value of all stocks and almost double the value of all bonds. Considering this staggering value, it may seem unusual that most financial advisors and their clients… Read More »

Saving for College? The Virginia 529 Plan gets Morningstar’s Gold Rating.

Cohen Investment Advisors believes strongly in the value of a higher education and we help our clients plan for the future cost of funding education for their children. 529 plans provide a tax-advantaged way for parents and grandparents to save funds for college expenses. These plans are offered in every state and the decision can… Read More »

Cash is NOT King

By Daniel Cohen, CFP® Since the presidential election, interest rates have been rising but rates paid on savings at banks are still near historic low levels, barely more than zero percent.  Big losses have been suffered on holdings of intermediate and long-term bonds as that is where the rates have risen the most.  Losses on… Read More »

Rethinking the Balanced Approach to Investing

With interest rates remaining at historic lows for an extraordinary length of time, maybe now is the time to rethink how much should be allocated to bonds in a portfolio.  Historically, it has made sense to hold a certain percent of a typical portfolio in stocks balanced with bonds in order to reduce risk.  Stocks… Read More »

Children Are Financial Plan Killers

By Daniel Cohen The title is in no way meant to discourage parenthood. Of course, raising children is one of the most meaningful and rewarding things people do, and there are major financial implications that come with a growing family. For the parents of a newborn today, the future annual cost of a college education… Read More »

Setting Expectations Based on Financial Objectives

By Daniel Cohen On a recent visit to Florida to meet with clients, one client asked why her account wasn’t performing as well as the market.  Later I met with another client who introduced me to a friend who bragged about how well his portfolio did in the past year.  When most people talk about… Read More »